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Product Scaling & Ops·Super.money

Taking lending products from launch to scale

Business & Growth
Mar 2024 - Present
Bangalore, IN

Super.money (Flipkart Group) is a financial services app delivering high-velocity credit and digital banking experiences on UPI. Following the strategic transaction with BharatX, I joined the business and growth team to spearhead lending GTM and credit operations.

₹25Cr+
Peak Monthly GMV
₹49.5L
First Month GMV
70%
DPD0 Recovery Rate
Flipkart
Ecosystem Scale
The Challenge

Context & Core Problem

Launching flagship credit products inside the Flipkart ecosystem required rigorous multi-partner technical integration (NBFCs & payment gateways), airtight collections workflows, and scalable consumer adoption mechanisms.

Strategy & Execution

How I Approached It

1

Led the comprehensive BharatX technology stack migration and co-managed the Smartcoin NBFC partner integration.

2

Drove the product launch and go-to-market rollout of superPay in 3 across Flipkart checkout surfaces.

3

Spearheaded the zero-to-one launch of superPaylater, driving merchant alignment, marketing experimentation, and user funnel optimization.

4

Engineered operational standard operating procedures (SOPs) for dispute management, customer experience, and Day-0 collections.

Key Results & Outcomes

Achieved peak monthly GMV exceeding ₹25Cr for superPay in 3 on Flipkart.
Generated ₹49.5L GMV in the inaugural month of the superPaylater rollout.
Achieved 70% DPD0 (Days Past Due 0) debt recovery through proactive operations and behavioral nudge strategies.
Established durable cross-functional operational infrastructure bridging product, compliance, and lending partners.

Interested in collaborating or discussing this work?

I'm always open to discussing growth challenges, GTM strategy, or early-stage venture building.